top of page
Is it time to remortgage your home?
Is your current mortgage coming to the end of its fixed-rate period? Are you concerned that your monthly repayments may increase? Well, Yomo Finance is here to help! We give you access to exclusive broker rates and ensure your experience is stress-free. We’re dedicated to maximising your savings by securing the best deals on the market. Our expert team ensures a seamless experience, handling every detail to simplify the process for you.
Making the complex simple
Trust Yomo Finance to navigate the complexities, providing transparency and personalised support. Your financial goals are our priority, and we’re here to make your remortgaging journey straightforward and rewarding. Contact us for a worry-free, cost-effective solution today.
-
What is the minimum deposit required for a first time buyer mortgage?Typically you need at least 5% of the property price.
-
What government schemes are available to help first time buyers?Schemes like Help to Buy and shared ownership are available along with new schemes like First Home and Deposit Unlock.
-
What are the different types of mortgages available for first time buyers?Fixed rate, variable rate and tracker mortgages are common options.
-
How do I know how much I can afford to borrow?Lenders will assess your income, expenses, and credit history to determine your borrowing limit.
-
What is the process of getting a mortgage as a first time buyer?Get a mortgage agreement in principle, find a property, complete a full application and await approval.
-
What fees are involved in buying a house for the first time?Common fees include valuation, legal, and arrangement fees, plus stamp duty for properties over a certain value.
-
How can I improve my chances of mortgage approval?Maintain a good credit score, save for a larger deposit and manage your debt.
-
What is a mortgage in principle?It's an estimate from a lender of how much they might lend you, based on your financial situation and light credit checks.
-
What is the difference between term life and whole life insurance?Term life covers a specific period; whole life covers your entire life.
Try out our remortgaging calculator to see how much you will pay
*mortgage calculator coming soon*
We’ve got an excellent reputation
bottom of page